The Two Surest Ways to Guarantee Yourself a Rate of Return


There is no such thing as a guaranteed investment.  It doesn’t exist.  It is a figment of one’s imagination.

But there are two sure ways to guarantee yourself a rate of return.  All it takes is some simple thinking.


No matter matter how you look at it, there is no escaping these two currency rules.

1.  It is impossible to pay off the national debt.

2.  Every dollar borrowed into existence is a promise to tax you until the day you die.


Therefor the two surest ways to guarantee yourself a rate of return on your currency is…

1.  Reduce your cost of borrowing.

2.  Make all your payments as tax efficient as possible.


Let’s give two examples so everyone understands more clearly.

Example 1


If you bought a home and paid an interest rate of about 5% for 25 years, you likely paid twice the original price of the home. This is  due to the amount of interest you paid in that 25 years.

However if you converted your mortgage into a simple interest loan, and paid 5% interest with the exact same monthly  payments, you’ll definitely appreciate the difference. With all things remaining equal, you’ll likely paid your home off in about 14 years and only paid half the interest rate of a regular mortgage.

Even if the interest rate on the simple interest loan was higher than the regular mortgage interest of 5%, you still would have your home paid off several years faster with more cash in your pocket along the way.

Thus you have guaranteed yourself a rate of return because you reduced your cost of borrowing.

It’s the volume of interest that kills you, not the interest rate


Example 2

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Let’s say you have a regular job working as an employee and that’s all you have for income.  Plus you have regular expenses and pay regular  taxes.

Then you start a home based business like a network marketing business that sells items you were going to buy on a monthly basis anyway.  Do you realize you have guaranteed yourself a rate of return, even if you made no money on your network marketing business?

Here’s why.  A healthy portion of those regular expenses you were making are required to grow and operate your home-based business. That portion of your expenses  are tax deductible against all your income.    Which means you will pay less taxes.

Thus, you’ve made all your payments as tax efficient as possible.

It’s the order of returns that count, not the magnitude.
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About Author

Leslie Michael Jr. was born and raised on the Westcoast of British Columbia, Canada. He is a lecturer of Money Uncensored, a series of presentations designed for North Americans and people from around the globe to better understand the financial direction this world is headed and what they can do to protect themselves financially.